Award Winning Specialist Lender
The lender of choice, for service and deliverability.
Who Are We?
Albatross Lending Group is a leading specialist lender based in London, delivering short-term finance with award-winning service from first enquiry to completion. We operate two dedicated divisions: Albatross Property Finance, providing fast, flexible solutions for acquisitions, refurbishments, development exit and second-charge lending; and Albatross SME Funding, supporting UK businesses with practical working-capital and growth finance options designed to stabilise, scale and seize opportunity.
Whether you need lightning-fast acquisition funding, a straightforward second charge to support your business, a drawdown facility for refurbishment, or you’re an overseas client with a complex structure, Albatross makes your deal happen. Our diverse funding lines let us move quickly, think creatively and deliver exactly what we promise, so brokers and borrowers get the answers they need, when they need them.
SME Funding
Helping SMEs Take Flight
Our SME Funding Division is built for business owners who need clarity, speed and a lender that thinks commercially. Whether you’re smoothing cashflow, refinancing pressure positions, investing in growth or navigating a turnaround, we structure facilities around your operational reality, not the other way round. With deep credit experience and a collaborative approach alongside your accountant or advisor, we move quickly from conversation to indicative terms, then tailor the funding to your cash cycle, assets and end goal. The result is straightforward, support-first finance that helps you stabilise today and scale tomorrow.
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Property Finance
Complex Funding made Simple
Backed by decades of combined experience across both the financial and property markets, our Property Finance Division specialises in getting deals done quickly, creatively, and with a clear path to your end goal. From acquisition and auction finance to refurbishment, development exit and second-charge loans, we structure facilities around your project, your timeline and your exit.
Whether you’re tackling complex SPVs, overseas ownership or tight completion windows, our team brings lender know-how and real-world property insight to keep your transaction moving and deliver the outcome you need.
FAQ'S
What Types of Property Finance do you offer?
Albatross Lending Group specialises in bespoke property finance solutions designed for non-standard and complex scenarios. We provide:
· Bridging Finance – for acquisition, refinance, development exit, and special situations.
· Commercial Mortgages – for trading businesses and investment properties.
· Refurbishment & Light Development Loans – including quirky or mixed-use assets.
We thrive on cases that fall outside conventional lending criteria.
Who is eligible for a Bridging Finance?
Our bridging loans are available to individuals, limited companies, and SPVs. We work with experienced developers, investors, and business owners — as well as those with complex backgrounds or structures. Credit history, property type, or location are not automatic barriers; each case is assessed on its own merits.
What are your typical Loan Sizes, LTVs and Terms for Property Finance?
We typically lend between £250,000 and £10 million, though we consider smaller or larger cases where appropriate.
· LTVs: Up to 75% on open-market value.
· Terms: From 3 to 24 months for bridging and refurbishment, and up to 3 years for commercial loans. Each facility is priced individually based on risk, structure, and exit strategy.
How quickly can you complete a Bridging Loan?
We can complete in as little as 5–7 working days when required. Speed depends on the complexity of the security and legal process, but our Principal-led structure allows us to move faster than most lenders – with direct decision-makers involved from the outset.
How quickly can an SME receive indicative terms and access funding?
Indicative terms can usually be provided within 24 – 48 hours of receiving key financials and context. Once terms are agreed, drawdown can take place within 7 – 10 working days, subject to due diligence.
What are your typical Loan Sizes, Pricing and Terms for SME Finance?
We provide working capital, asset-backed, and growth funding from £100,000 to £2 million.
- Terms: Typically 6 months to 3 years.
- Pricing: Tailored to the business profile and security offered — structured to balance flexibility and affordability.
How are fees and early repayment handled on SME facilities?
Our fee structures are transparent and agreed upfront. We typically charge an arrangement fee and may apply an exit or early repayment adjustment depending on the term and pricing model. Where possible, we design facilities to encourage flexibility, not penalise success.
What makes your approach to SME lending different from a bank?
We don’t rely on rigid credit scoring or tick-box underwriting. Every Albatross facility is shaped by real-world understanding of the business, its cashflow, and its ambitions. Our decisions are made by senior lenders — not algorithms — ensuring each case receives the commercial empathy and creativity that complex deals demand.
How quickly can you make a lending decision?
Indicative approval can often be provided within 48 hours. For urgent requirements, same-day decisions are possible once sufficient information is received. Because our Principals are directly involved in credit, we remove unnecessary layers of bureaucracy — allowing clear, fast, and reliable outcomes.
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