Albatross SME Lending, a smarter alternative to traditional SME finance
Albatross provides flexible, projection-led SME loans built around business plans, not rigid bank criteria, empowering UK businesses to scale and grow.
Funding that lets SMEs Soar
Viable UK SMEs are still underserved by traditional lenders. Albatross has created a dedicated SME Funding Division to solve that problem with projection-led, people-first lending that backs strong businesses with clear plans and realistic exits.
Why SMEs Choose Albatross
A 3-Year Runway for Growth and / or Income Stabilisation
Our terms of up to 36 months provide the breathing room SMEs need to invest, scale, and deliver on long-term plans without the constant pressure of short-term refinancing.
Fast, Flexible & Pragmatic Lending Decisions
Built by experienced SME lending specialists, our process is streamlined, commercial, and broker friendly. Decisions are grounded in understanding, not tick-box banking.
Designed for Underserved Owner-Occupied SMEs
We exist for businesses that are viable, growth minded, and overlooked by traditional banks. If your funding needs fall between bridging and mainstream lending, we’re here to provide flexibility in approach and enough time to enable stability .
A 3-Year Runway for Growth and / or Income Stabilisation
Our terms of up to 36 months provide the breathing room SMEs need to invest, scale, and deliver on long-term plans without the constant pressure of short-term refinancing.
Fast, Flexible & Pragmatic Lending Decisions
Built by experienced SME lending specialists, our process is streamlined, commercial, and broker friendly. Decisions are grounded in understanding, not tick-box banking.
Designed for Underserved Owner-Occupied SMEs
We exist for businesses that are viable, growth minded, and overlooked by traditional banks. If your funding needs fall between bridging and mainstream lending, we’re here to provide flexibility in approach and enough time to enable stability .
How We Lend
Future-Focused Underwriting
Where traditional lenders rely heavily on historical accounts, Albatross uses projection-led assessments that recognise your growth potential. We lend based on where you’re going, not where you’ve been.
A 3-Year Runway for Growth and / or Income Stabilisation
Our terms of up to 36 months provide the breathing room SMEs need to invest, scale, and deliver on long-term plans without the constant pressure of short-term refinancing.
Fast, Flexible & Pragmatic Lending Decisions
Built by experienced SME lending specialists, our process is streamlined, commercial, and broker friendly. Decisions are grounded in understanding, not tick-box banking.
Designed for Underserved Owner-Occupied SMEs
We exist for businesses that are viable, growth minded, and overlooked by traditional banks. If your funding needs fall between bridging and mainstream lending, we’re here to provide flexibility in approach and enough time to enable stability.
Led by Proven SME Lending Specialists
Our SME Lending Division is driven by a senior team with deep experience across commercial lending. A team built to support businesses that need more than a standard product, they need a strategic lending partner.
Lewis Casserley
Co-Founder & Principal
Joshua Field
Head of Credit
Geoff Cooney
SME Lending Manager
David Cardoso
Junior Underwriter
How We Can Support Your Business
We provide SME loans from £100,000 to £2 million across a wide range of sectors, including:
- Manufacturing
- Hospitality
- Healthcare
- Retail
- Professional Services
- And Many More
Use cases include:
- Business Expansion
- Capital Investment
- Business Purchase
- Strategic Acquisitions
- Working Capital
- Refinancing or Restructuring
- Long-Term Growth Plans
Built for Brokers. Built for Business.
FAQ's
What makes Albatross different from other SME Lenders?
Albatross offers projection-led SME lending, meaning we assess your future potential, not just your past accounts. Combined with our £100 million commitment to UK SME funding (do we want to mention this?), fast decisions and sensible loan terms, we provide a more flexible alternative to traditional business lending.
What types of businesses are eligible for SME Finance with Albatross?
We support a wide range of UK SMEs, particularly owner-occupier businesses in sectors such as manufacturing, hospitality, healthcare, retail and professional services. If your business is viable, growth oriented and seeking more flexible business funding, we can help.
How much can my business borrow?
Albatross offers SME loans from £100,000 to £2 million, designed to support investment, expansion, acquisitions, business purchase, restructuring, refinancing and other strategic business needs.
What can an Albatross SME Loan be used for?
Our SME funding solutions can support:
- Business expansion
- Capital investment
- Business purchase
- Strategic acquisitions
- Working capital
- Refinancing or restructuring
- Long-term growth plans
We offer funding that gives SMEs the runway to scale sustainably.
How fast can my business receive funding?
Because we use a forecast-led lending model, we can assess cases quickly and move from enquiry to decision far faster than traditional lenders. Businesses and brokers benefit from streamlined underwriting and clear communication at every step.
How does Albatross help businesses achieve financial stability?
Our three year SME loans give businesses a stable funding platform, reducing the pressure of short-term refinances. By focusing on future performance and growth potential, we enable UK SMEs to plan confidently and execute strategies without constant financial uncertainty.
Do you work with commercial finance brokers?
Yes. As proud patrons of the NACFB, our SME Lending Division is built to be broker friendly, providing a reliable, flexible home for SME cases that don’t fit standard bank criteria.
What makes projection-led underwriting better for SMEs?
Traditional SME lenders rely heavily on historic accounts, which can limit growing businesses. Our projection-led underwriting focuses on future trading performance, providing more accurate and supportive funding for forward-thinking SMEs.
Get In Touch Today
- 0208 137 7177
